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How to Change Your Mindset About Money in 5 Steps: Step 4 - Set Realistic Goals

Updated: May 11

woman setting financial goals

Introduction: Embarking on a journey to transform your money mindset is both empowering and challenging. One of the keys to success is setting realistic financial goals. In this blog, we'll explore the importance of setting achievable objectives, strategies for defining realistic goals, and tips for staying motivated along the way. By mastering the art of setting realistic financial goals, you'll pave the way for lasting financial success and abundance.

Understand the Importance: Realistic goals are not the about the ultimate goal but are the smaller destinations along the roadmap of your financial journey. They guide actions and decisions towards the desired outcome. It is important to set these goals realistically to serve as achievable milestones that will keep you motivated and focused on your progress. Keep them attainable within a reasonable timeframe, enhancing your confidence and sense of accomplishment. Once you begin to achieve the smaller goals, you can celebrate the victories and work toward larger ones.

Assess Your Current Situation: Begin by evaluating your balance sheet and cash flow. It’s not as complicated as it sounds. Understanding where you stand, along with where you want to go, will help you set the right goals.

Prioritize: Identify your short-term, medium-term, and long-term objectives. Concentrate on your goals based on their importance and urgency. Focusing on one or two key goals at a time can help you from feeling overwhelmed. Remember to break down larger goals into smaller milestones.

Consider Your Values: Ensure that your goals reflect your values, priorities, and ambitions. Aligning your goals with what truly matters to you will increase your motivation and commitment to achieving them.

Stay Flexible: Be prepared to adjust as needed based on changes in your circumstances or priorities. Flexibility is key to maintaining momentum and overcoming obstacles that may arise.

Conclusion: Setting realistic financial goals is an essential step in changing your money mindset. By following the strategies outlined in this blog and staying committed to your objectives, you can take control of your finances and build a brighter future for yourself and your loved ones. Embrace the journey, stay focused on your goals, and celebrate each step forward towards financial empowerment and abundance.


This post is general education - not mental health, financial, tax, or legal advice.

Linda Grizely is a Motivational Speaker, Financial Planner, and Mindset Mentor & Coach. Linda is the founder of Mindset and Money, a business with a mission to guide and empower women in transforming their money mindset and unlocking their potential. She’s cultivating a community where people embrace profound shifts in perspective for a transformed and empowered future. Want to learn more about how to change your mindset about money? Start with a short quiz.


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